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We're a solid, community based, full service, financial institution where you're more than just an account number. You're an owner. We'll provide you with a high quality, full line of financial services at the lowest cost and highest rate of return, delivered in a personal, friendly atmosphere. Every transaction is backed by a smile from someone who knows your name.

Everyone living or working in Boone, DeKalb, Ogle, Stephenson, or Winnebago counties is welcome to join.

Join today.
You'll be glad you did.

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Mortgage Financing
with Credit Scores of 640 or higher

To Begin Your Mortgage Application
Click the Online Mortgage Application Button

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What is Debt in Focus?

Debt in Focus is an anonymous, easy to use online tool that allows you to get perspective on your debt situation. Through a series of simple, easily answered questions, Debt in Focus will outline your current debt and give you straight-forward solutions to saving money.

To begin getting your debt in focus, click the "Let's Begin" Button.

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Your deposits are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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