Current Rates - Effective January 1, 2010
(All rates are subject to change without notice.)
Account Type |
Minimum |
A.P.R. |
A.P.Y. |
Compound Frequency |
Regular Share (Savings) |
$25 | 0.32% | 0.32% | Quarterly |
Share Draft (Checking) |
None | 0.25% | 0.25% | Monthly |
Christmas Club |
None | 0.60% | 0.60% | Annually |
Vacation Club |
None | 0.60% | 0.60% | Quarterly |
Fortune Fund |
None | 0.60% | 0.60% | Quarterly |
Penalties may be imposed for early withdrawals.
Share Certificate |
Minimum Balance |
A.P.R. |
A.P.Y. |
Compound Frequency |
| 90 Day Share Certificate | $1000 | 0.60% | 0.60% | 90 Days |
| 1 Year Share Certificate | $4000 | 0.55% | 0.55% | Monthly |
| 2 Year Share Certificate | $500 | 1.23% | 1.23% | Annually |
Penalties may be imposed for early withdrawals.
IRA Share Certificate Rates |
Minimum Balance |
A.P.R. |
A.P.Y. |
Compound Frequency |
| 3 Month IRA Certificate | $100 | 0.60% | 0.60% | 3 Months |
| 1 Year IRA Certificate | $100 | 0.55% | 0.55% | Monthly |
| 2 Year IRA Certificate | $100 | 1.23% | 1.23% | Annually |
Loan rates may vary based on credit evaluation.
Personal Loans |
Up to 60 Months | 9.5% A.P.R. |
Vehicle Loans |
48 Months |
60 Months |
72 Months |
New Vehicles |
4.99% | 5.49% | 5.99% |
Used Vehicles 1 - 4 Years Old) |
5.49% | 5.99% | 6.49% |
Used Vehicles (5 - 10 Years Old) |
8.00% | N/A | N/A |
Other Loans |
36 Months |
48 Months |
60 Months |
New Motorcycles |
6.00% | 6.50% | 7.00% |
Used Motorcycles |
7.50% | 8.00% | 8.50% |
New Boats |
6.49% | 6.99% | 7.49% |
Used Boats |
7.49% | 7.99% | 8.49% |
New Recreational Vehicles |
7.49% | 7.99% | 8.49% |
Used Recreational Vehicles |
8.49% | 8.99% | 9.49% |
A.P.Y. - Annual Percentage Yield
